Koinly vs CoinLedger, compared honestly.

Both platforms bill per tax year: filing 2025 and 2026 means two purchases on either platform. Prices below were checked in November 2026.

• Koinly: free import and preview for up to 10,000 transactions. Paid plans per tax year: $49 (up to 100 transactions), $99 (up to 1,000), $179 (up to 3,000), $279 (up to 10,000). Every paid tier includes the full report set; you are buying transaction capacity, not features.
• CoinLedger: free tracking, imports, and a full report preview. Paid reports per tax year: $49 Hobbyist (up to 100 billable transactions), $99 Investor (up to 1,000), $199+ Pro (3,000 and up, with extra capacity purchasable in-app), $499 Unlimited (10,000+). All tiers include the same forms and exports. Readers of this site get 10% off with code CRYPTOTAX10.
• The tie at $49/$99 is real. At the two most common volumes the headline prices are identical, so the decision is about fit — country coverage and integration breadth (Koinly) versus US filing polish and the full-report preview (CoinLedger) — not about a cheaper sticker.

• Koinly breaks on multi-year catch-up. Per-tax-year billing means three back years cost three plans. It also breaks for filers who want the finished document in the free tier: the preview shows your numbers, but no downloadable Form 8949 exists until you pay.
• CoinLedger breaks outside the US. Its report library and support model are built around US forms; expats and non-US filers get far less depth than Koinly’s 20+ country reports. Its entry tier also counts billable transactions, so high-frequency staking or dust-heavy wallets can push you up a tier faster than the raw trade count suggests (CoinLedger does auto-deduct small micro-transactions, which softens this).
• Both break the same way: neither can invent cost basis your broker never sent them. If you moved coins between platforms, both will show gaps until you supply the missing acquisition records — which is why the reconcile-first workflow below matters more than the brand you pick.
• Both break at the amendment boundary. A corrected 1099-DA or a discovered old wallet can mean regenerating a past year — and on per-tax-year pricing, re-buying that year’s report on either platform. Keep your imports and records exportable so a redo never starts from zero.

1. Quantify the 1099-DA gap first. Run your form through our free 1099-DA reconciler to see how much phantom gain a blank basis box would create. If the gap is zero and the trade count is small, stop here — file from your own records with our Form 8949 guide.
2. Import into both, free. Connect the same exchanges and wallets to Koinly and CoinLedger. Both previews are free; comparing the two totals against each other is the cheapest audit you will ever get.
3. Fix basis gaps before paying. Where either platform flags missing cost basis, upload the source-platform CSV or enter the lot manually. Do not pay for a report built on incomplete basis — the report will faithfully reproduce the error.
4. Pay once, on the platform whose preview reconciles. US-only and finishing in TurboTax? That is usually CoinLedger (code CRYPTOTAX10 takes 10% off). Multi-country or an exotic exchange list? Usually Koinly. File, then keep the audit trail both platforms generate.

Since brokers began issuing Form 1099-DA, the practical test of tax software is no longer “does it import my exchange” but “does it show me where my numbers disagree with the form the IRS already has.” Both platforms import the underlying exchange data and compute lots independently of the form — which is what you want, because the form is frequently incomplete.

• Covered sales (bought on the same exchange after 2025, held there) should match the form’s basis in both platforms. If they do not, the import is wrong, not the form.
• Noncovered sales arrive with proceeds only. Both platforms flag the missing basis and let you attach your own acquisition records lot by lot; Koinly’s wallet-by-wallet views make the hunt slightly easier across many wallets, while CoinLedger’s full-report preview shows the gap exactly as it will appear on your 8949.
• Neither platform talks to the IRS or “corrects” a form. A wrong form is fixed by its issuer; a merely incomplete one is fixed by your return.

Our standing advice, whichever you choose: run the form through our free 1099-DA reconciler first, so you know the size of every gap before you are inside a paid workflow staring at flags.

• We take pricing, free tiers, and billing models from the vendors’ own public pages, cross-checked against independent roundups — and we date every check, because these numbers move.
• We do not accept payment for placement or ranking. Where a link on this page can earn us a commission, the disclosure at the top and bottom says so, and says which vendor it applies to.
• We do not publish user counts, star ratings, or testimonials we cannot verify, and we label integration counts as vendor-reported because every vendor counts differently.
• When sources disagree, the vendor’s current pricing page is the final authority — confirm there before buying.

• Koinly vs CoinTracker — the original head-to-head, including the subscription-vs-per-year billing question.
• CoinTracker vs CoinLedger — when a subscription beats per-year pricing.
• The full software hub — all four platforms side by side, including TokenTax.
• Best free crypto tax software — what “free” actually gets you on each platform.