Koinly vs CoinTracker, compared honestly.
Two crypto tax platforms, compared honestly: free plan limits, paid pricing, and the difference between per-tax-year and subscription billing. This comparison also covers imports — and when free browser tools are enough on their own.
The two biggest crypto tax platforms, head to head on free tiers, pricing models, and who each one fits. Facts cross-checked from public sources in October 2026 — the vendor's own pricing page is the final authority.
Side-by-side comparison
Pricing below reflects what public sources reported in October 2026 and changes often — treat this as a starting point, not a quote.
| Koinly | CoinTracker | CryptoTaxAI (us) | |
|---|---|---|---|
| Free tier | Import up to 10,000 txns, full on-screen gains preview; no report downloads | Free tracking plan + on-screen tax summary; no downloadable tax forms | 100% free tools, no account, runs in your browser |
| Entry price | ~$49 / tax year, up to 100 txns | ~$59 / year, up to 100 txns | Free |
| Mid tier | ~$99 / tax year, up to 1,000 txns | ~$199 / year, up to 1,000 txns | — |
| Billing model | Per tax year — each filing year needs its own plan | Annual subscription — covers the tax years stored in your account | — |
| Integrations | 800+ exchanges & wallets | 500+ integrations | Manual entry — no imports needed |
| Country reports | 20+ countries | 40+ countries | US-focused guides |
| Cost basis methods | FIFO, LIFO, HIFO & more | FIFO, LIFO, HIFO, Specific ID | FIFO/HIFO/LIFO walkthroughs in guides |
| Tax forms output | Form 8949, Schedule D, TurboTax export (paid) | Form 8949, Schedule D, TurboTax / H&R Block e-file (paid) | Educational estimates only — not filing documents |
| Standout | Most generous free preview; broad country coverage | Official Coinbase partner; multi-year coverage per subscription | Zero signup, zero uploads, instant answers |
| Visit | koinly.io → | cointracker.io → | Our free tools → |
Prices compiled from independent 2026 roundups, October 2026 — vendors change pricing without notice, and amounts vary by region. Confirm on the vendor's pricing page before buying.
The free tier, head to head
Both platforms run the same funnel: import everything free, pay only when you download the report. The difference is in the free ceiling:
- Koinly lets you import up to 10,000 transactions on the free plan and see your complete gains preview on screen — the most generous free tier in the category. You hit the paywall only when you need downloadable tax documents.
- CoinTracker offers a free tracking plan with an on-screen tax summary. Downloadable tax forms require a paid plan — so the free tier works as a portfolio tracker and a preview of what you'd file.
- Our take: use the free previews the way they're designed. Import your full history into one (or both), check that the numbers reconcile against your own records, and only pay when the preview looks right.
The pricing model difference that matters
This is the detail most comparisons bury:
- Koinly bills per tax year. Filing for 2024, 2025, and 2026 means three separate plans. Cheap for one year (~$49 entry), but the multi-year math adds up — roughly three times the entry price for three years at the same volume.
- CoinTracker bills as an annual subscription that covers the tax years stored in your account. Higher entry price (~$59/year), but catching up on several years at once can work out cheaper than buying per-year plans.
So: one tax year, low volume → Koinly usually wins on price. Multiple years to catch up on → do the subscription math on CoinTracker's side. Either way, verify current numbers — both vendors adjust pricing regularly.
Who should pick which
Koinly
You want the biggest free preview, file in a non-US country (20+ supported), or have a single tax year to file. Start free with up to 10,000 imported transactions.
Visit Koinly →CoinTracker
You're a Coinbase user (official partner), want one-click TurboTax / H&R Block e-filing, or are catching up on multiple tax years under one subscription.
Visit CoinTracker →CryptoTaxAI free tools
Your history is simple: a few buys and sells, some staking income, or a quick what-if estimate. No account, no uploads — just answers in your browser.
Open free calculator →How we compare
- We research pricing, free tiers, and billing models from public pages and independent roundups — we don't take vendor claims at face value, and we say so when sources disagree.
- We don't accept payment for placement. If that ever changes, this page will say so explicitly.
- We don't publish user counts, review scores, or testimonials we can't verify.
- Pricing changes frequently; the vendor's own pricing page is the final authority.
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